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soz mate i actually missed that one before i posted - this seems to be the truthQuote:
Originally Posted by The Dunster
the only thing that probably spur me and my sweet angel to up sticks will be the arrival of q-minho
crazy times. lets land those quads lads
Quote:
Originally Posted by parksey
totally agree on the cost in sydney.
but there are more than one ways to 'save' for a deposit. invest in property with some mates (the Greeks have their own freaking economy in Melbourne based on this), help finance a business. think outside the box. i wasn't joking on that Perth land idea, it will make someone lots and lots of money over the next 10 years. if you want it to be you, then go for it. if you don't want to take that risk, i totally understand, but someone will so why not me?
and no , im not telling anyone how its done, because its so ****ing hard, especially with a wife and kid.
and please don't think im all that much older than a few of you blokes on here.
and again, my argument, is that there is no simple answer. so why the govt is carrying on about it boggles me.
oh and for those worried about it, my best advice.
don't sweat it.
write a list of the real priorities in your life.
work from top to bottom.
if you don't make it all the way down, then keep going til you do.
but if you knock over at least one, then you've nailed the most important one.
no one* in the world has 'everything', so don't feel the need to kill yourself trying.
*except Griff. Griff has everything. Hail Griff.
Some of the shitty areas in Sydney were actually not too bad to live in 40 years ago. Kings Langley for example was really nice in the 1970's and affordable for middle income earners and above. Today, it's an absolute shit hole with houses selling for over a million dollars that are woeful. Peoples yards look like shit now - and it's just a total dive all round.
We had some friends come up here and visit a few weeks ago who used to live there and they went past their old home and could not believe what had become of the suburb or indeed housing prices.
when i was first looking to buy my boss (in sydney) drove me out to Balmain and told me the history.Quote:
Originally Posted by The Dunster
then he took me to mayfield and pointed out the similarities.
i brought my first house in Mayfield, i wanted to live in Merewether.
buying in Mayfield was the smartest financial decision i ever made.
there are more 'Mayfields' out there.
Yes. Totally agree with you there - it has always ticked all the boxes - Close to a major centre with very expensive housing, and excellent transport.Quote:
Originally Posted by plague
And I don't think Mayfield has finished yet - not by a long shot. It will surge again one day as well.
I'm not a city person so the further away from civilisation I can get the better. My next house will probably be Paterson or East Gresford with some river frontage - Just need to come out of retirement for a year or two down the track and load up the coffers a little.
righto but can you cunce go to BBQ king, eat a duck and get a bag of rack at 2am?
swings and roundabouts
So long as you dont want a beer as well lolQuote:
Originally Posted by q-money
Who the hell cares about duck?Quote:
Originally Posted by q-money
Just on this I was in Radelaide the other week and Jesus H Griff everything is shut on Sunday's.Quote:
Originally Posted by furns
The hell is up with that?
Yes, but is it really duck ?Quote:
Originally Posted by q-money
all the bloody churches might be a clue old son ;)Quote:
Originally Posted by plague
Google Box Hill in Melbourne if you really want to find out the worst place in the world to live.Quote:
Originally Posted by plague
Hehehehe.Quote:
Originally Posted by furns
Id dare say the girls from Crazy Horse spent a bit of time in the confessional.
RE: housing affordability - the main issue I have (and I'm not whinging, just more of a point to make) is that rent prices are akin to mortgage repayments.
And you're expected to save at least 5% deposit on top of this. So basically, to show you can afford to pay off 1x mortgage, you have to effectively cover 2 of them.
I understand there's legislation proposed to change this, but it's just crazy
I'm fully on board with Dunst & plague here. I hear all about this "survivability" etc with house prices and penalty rates but really, everything comes down to lifestyle. We've talked ourselves into the idea that we're "suffering" if we have less than 4GB data on our phone plans, if every adult doesn't have a car, if we don't have a 4bed 2bath house with the chocolate lab. Note that I personally fit a large amount of sterotypes, and I know it, so I acknowledge my hypocrisy here. But people just need to ACTUALLY prioritise what they NEED, because most people I see whinging about this shit currently are noticeably wasting their money on useless shit but then have the gaul to complain that they don't have what the normies have. Be adaptable, be flexible, make smart decisions & prioritise and you'll be able to save like plague and dunst are saying. Best eg i can give is i moved out of a share house and back with my parents to save for a house deposit. And a lot of people i see complaining "i can't move back with my parents" actually can, but talk themselves out of doing it. But in saying that I understand some people truly don't have those kind of opportunities.
But on q's thoughts, I saw this on social media the other day and found it extremely relevant:
In 2000 the minimum wage was $15. Allowing for inflation that would be $22.89 in todays money. Yet the current minimum wage is $17.70. Inflation outstripping minimum wage by 23% over 17 years.
Actually all giggles aside q-mans post last night about late night duck and a bag of rack is quite pertinent.
I found out recently that one day eventually I'm going to die. Then the news got broken to me that everyone I know and have ever met in my life will also die one day too, and that kind of sucks.
So between now and that day, I'm going to enjoy myself immensely.
My great grandparents (who I didn't really ever know) arrived here by boat, from war, worked their asses off, had a nice big house in Merewether then decided to retire.
They sold everything they owned, and travelled the world for years before dying of old age (and smoking) within 6 months of each other.
They left their kids absolutely nothing other than the knowledge that you can have whatever you want, but you gotta go get it yourself.
Every time I hear that story I pump my fist because I think it's an awesome way to live. I've told Plague Jnr that's what I'm doing to him, luckily he's got his mothers brains so he'll be fine.
My great grandparents essentially died penniless, but they are the only people in my family worth remembering.
One persons property portfolio is another persons duck and back of rack.
Whatever floats your boat.
(And now I want to go out for a night on the tiles with q-man).
Dunst and Plague nailed it. You both have rich dad mentality and a big part of that is taking risk in investment of some sort. I did the house sharing, living at home, driving bomb cars, saving up even when my job earned $100 a week. I had more fun then while owning nothing.
If I had no chance of buying a house in the city now i'd buy in the next available suburb that I could afford, glendale, jeso it doesnt really matter. Alternatively if my job prospects sucked I'd buy a cheap piece of land in the country, owner build a kit home and live on govt welfare with the the odd cashy job for hols, ripping interent and enjoy the family growing up. Even our small city is starting to sh1t me.
Having a job in sydney centre? Ive no clue how to solve that.
Look at Hawk trying to sympathise with the common man whilst his PA types his posts from his private island.Quote:
Originally Posted by hawk
oops, this isnt the Newcastle Club lounge forum? damn.Quote:
Originally Posted by plague
BhahahahahaQuote:
Originally Posted by hawk
"Just be rich and become richer"
- sent from Hawks macbook go pro 710 sports model
^ worth noting everyone I see online whinging about penalty rates and not surviving and all that stuff etc are writing it from their tablets and macpros and all that shit
how do you suggest people find work in the gig economy without a laptop/phone you luddite
Actually legit question, are you hamstrung with your work by 'needing' to be in Sydney or have you ever done the math on living/working somewhere else?Quote:
Originally Posted by q-money
And that's not me finger wagging that you should, I'm always choosing lifestyle over money, but my work opportunities don't sound as specific as others on here.
Oh man please don't be 'that guy'.Quote:
Originally Posted by pv4
The people crying most about penalty rates are just people who live by the rule of 'if you don't have more, you have less'.
They are unable to see anything outside of the narrow view of the people they believe in, and parrot the mantra louder than the last one.
**** those people.
Well for eg most of the people I see whinging have the latest samsung iphone G9+ on a $60 + $7 phone per month plan whereas a really quick google just now shows me a $60 outright Huawei smartphone (which can connect to wifi) and $10 optus recharge with unlimited text.Quote:
Originally Posted by q-money
But nah, they're barely surviving with that phone that's too big to fit in their pocket.
Like I've said above and always will though, I realise my own hypocrisies. I have a laptop, I have a phone plan, and a galaxy s5 (is that considered new anymore?). But I'm not the one claiming I can't survive. And if I wasn't surviving, first thing I'd do is go to aldi and sign up for that prepaid mobile tbh
And that, my friend, is the leftist millenial hivemind known as facebook in a nutshell.Quote:
Originally Posted by plague
Porksey knows.
no worries man.Quote:
Originally Posted by plague
i work in the clinical trials industry, so have to be on call for our sites, the majority of which are in the CBD as that's just the nature of the clinics. the best surgeons are here, so you have to be here really. the financial cost of living somewhere else would outweigh the savings i made if i commuted in. i doubt i would have got the job if i had to commute either - you need to be able to be on site at weird hours depending on the nature of the trial.
i handed up my thesis last year and the prospects of post-doc, contract work in my field weren't great in sydney as the money for the field i am in has dried up - hence the switch to industry. the universities which i could work at, with my speciality - are exclusively sydney/melbourne based really - and that's also where my contacts are. the money/jobs are just not there in other cities around australia. family circumstances kind of predicate i can't move overseas, which could have been an option.
i'd seriously entertain the thought of commuting from wider out if the infrastructure was there. i know a lot of other blokes would as well. fast trains, teleportation and shit, make it happen trumball
Nah man, greed and ignorance ain't exclusive to one side of the chamber.Quote:
Originally Posted by pv4
Please tell me if my maths is incorrect.Quote:
Originally Posted by parksey
200k / 7years = 28571 per year / 12months = 2381 per month / 4 weeks = 596 per week.
That's roughly the amount you're going to pay in a mortgage anyway (depending on your loan setup etc).
I don't really see that as "insane" tbh.
Obviously contexts come into play but that's not as outrageous a thought as I think you made it out to be porksey.
But yes I do agree, great work Dunst
imagine having to move back to your parents house for 7 years when you're 32 lolQuote:
Originally Posted by pv4
i'd top myself in a week
Just get Mrs Q into the public sector before you do it because from experience i can tell you it's not easy starting a family and "only" being "entitled" to the 4 months maternity leave, depending on your setup.Quote:
Originally Posted by q-money
beat you to it! 10 years in the university sector this year, we're flyin'Quote:
Originally Posted by pv4
Go for it, Icarus!Quote:
Originally Posted by q-money
And bruh tie that shit in with long service, yea boi
Yeah my old man used to commute from Newy to Sydney 5 days a week and it turned him into an absolute **** of a man (surely had nothing to do with raising me).Quote:
Originally Posted by q-money
Bloke decided moving there and getting a sydney family was easier so off he went.
So yeah I wouldn't wish that on anyone.
Bring on the flying cars.
Dark shit.Quote:
Originally Posted by plague
Sorry that happened to you and your family bud
I'm not.Quote:
Originally Posted by WolfMan
Bloke was a ****.
Shit happens.
My old man used to fly from Melbourne to Sydney every week to be with his other family - we didn't know about.Quote:
Originally Posted by plague
Eventually, our family moved to Sydney for business reasons. [ in hindsight because he got sick of the travel]Within six months of moving interstate he walked out with all the proceeds from the house in Melbourne, and moved into his Sydney House with his Girlfriend.... top bloke.