Quote Originally Posted by boz-monaut View Post
are the damages worth more than the excess?
Doubt it. If I got a quick paint job, it'd be $200 or $300, I think. My excess doesn't matter as it was her fault, but her excess is probably $500 to $750 or thereabouts.

Quote Originally Posted by plague View Post
I mean, I'm as cold as they come with a lot of this shit but if circumstances are as you described I wouldn't be taking a cent of that ladies money.

Shrug your shoulders, walk away and hope someone does similar for you one day.
I agree with this. Unfortunately, my wife didn't. She told me to get insurance to sort it.

Good news is my whole front bar (chassis section) will now be replaced, which will fix some scratches and dents from other incidents. Bad news is that the old biddy will cop the excess, and her premium might suffer, too.

I definitely lost some soul points; I'll need to pay an indulgence fee to the local branch of the Catholic Church Pty Ltd.